It is normal to want to protect the things we purchase with our hard-earned money.
Because purchasing a home is no small task, protecting it and its contents becomes imperative once the dotted line is signed.
The right home warranty plan, such as one from Choice Home Warranty, can provide you with peace of mind by protecting important appliances and home systems.
Let’s explore what a home warranty is and how Choice Home Warranty can be the perfect choice to protect your home’s major appliances and systems.
What is a Home Warranty?
Not to be confused with homeowner’s insurance, a home warranty is a contract between you and the provider that pays for repairs and replacements of some of your home’s major appliances and systems, such as electrical, plumbing, and HVAC.
Unlike homeowner’s insurance, lenders do not require a home warranty contract at the time of a home purchase. However, the right home warranty plan can protect you from high repair costs and unexpected appliance and systems breakdowns and failures.
Paid on a month-by-month basis or as a yearly plan, plan costs vary depending on your location, the level of protection you need, your home’s size, and the type of home you need covered.
Choice Home Warranty Explained
With more than 2,400,000 homes covered across the United States, over 8,000,000 service calls handled, and thousands of five-star reviews, Choice Home Warranty aims to “protect your home, budget, and time.”
Choice Home Warranty’s nationwide network of more than 25,000 contractors and call centers available 24 hours a day, seven days a week, and 365 days a year, ensure you get exceptional, fast service right when you need it.
Choice Home Warranty Plans
Choice Home Warranty offers three coverage plans, including Basic Plan, Total Plan and customizable add-ons—designed to fit your specific home protection needs and budget.
Items Not Covered
Choice Home Warranty plans do not cover known or unknown pre-existing conditions or items damaged due to misuse, abuse, or failure to clean or maintain them.
Does a home warranty cover insulation?
In general, standard home warranties do not cover insulation issues as they are considered a structural feature and homeowner’s insurance should cover it.
For additional information on items not covered, please see the company’s Terms of Service Agreement.
When Does Coverage Begin?
Coverage with Choice Home Warranty begins 30 days after enrollment and all fees have been received.
If, however, you can provide proof of prior coverage through another home warranty carrier and there is no lapse in coverage, then your new policy can begin as soon as your old one expires.
Placing a Service Call
When an unexpected breakdown happens, you can call the Claims Department directly at 1-888-531-5403 to speak with a knowledgeable Choice Home Warranty customer service representative.
Or, if you prefer, you can submit a claim online. Both are available 24 hours a day, seven days a week, and 365 days a year.
You will be connected with a local repair professional who will set up an appointment for an inspection. Upon diagnosis, the technician will service, repair, or replace the item.
You will only be responsible for the service call fee and any deductibles associated with your plan.
Final Thoughts
Finding the right protection from unexpected appliance breakdowns and system failures can be confusing and frustrating.
By choosing Choice Home Warranty, you can tailor a plan that fits your needs and avoid costly repair expenses.
